Key Person Insurance: Cash, When It's Needed Most

Life insurance may be a “diamond in the rough” for your business if its ongoing success depends on one or more key individuals. The death or disability of such a person – for example, an owner or manager who brings in customers – can mean tough...

Removing Money from Your 401(k) Before Retirement

From time to time, circumstances may warrant taking money out of your 401(k) account. If you’re older than age 59½, become disabled, get divorced (in specific situations), or die, money can be removed from your 401(k) without paying the 10% federal income tax...

The Entrepreneur's Dilemma

As larger corporations downsize to meet the competitive challenges of the 21st century, many middle managers are taking the opportunity to strike out on their own as consultants. They often seek the independence and satisfaction of working for themselves....

Consider Inflation When Assessing Your Insurance Coverage

When Cindy and Sean Baxter purchased their life insurance policies ten years ago, they thought they did things the right way. They determined their insurance needs, taking into account the mortgage on their home, projected college education costs, and living expenses....

Disability Income Insurance: Your "Partner" in Need

The possibility of sustaining a long-term disability from an accident or illness is something most of us would rather not contemplate. However, there is a way to protect you and your family should you lose your ability to earn income. Disability income insurance can...