WEEKLY TIP Need some business capital? Be aware that most banks and credit unions will want you to put 20% down as a condition of a loan. Lenders will probably also ask to see up to three years of your firm’s financial records. FED RAISES RATES, PLOTS THREE 2017 HIKES...
WEEKLY TIP If you use your own car or truck for business purposes, that vehicle should be insured under a business policy. SERVICE SECTOR LOOKS VERY HEALTHY The Institute for Supply Management’s monthly services index improved 2.4 points in November to a 57.2 reading....
WEEKLY TIP Jointly owned assets typically avoid probate when one owner dies. With regard to asset transfer, joint ownership can result in a savings of money and time for a surviving spouse. JOBS REPORT SHOWS UNEMPLOYMENT AT 4.6% America’s jobless rate fell to a...
WEEKLY TIP If you are giving cash gifts to relatives this holiday season, make sure that the gifts do not force you into making financial compromises. In helping others, you should not seriously hurt your own finances. STOCKS SETTLE AT ALL-TIME HIGHS An abbreviated...
WEEKLY TIP Some investors play a guessing game: they watch Wall Street and try to pick future winners. Other investors recognize that diversification may improve their chances of holding shares in such companies without a lot of guessing. CONSUMER SENTIMENT DECLINES...
WEEKLY TIP Market volatility is constant and inescapable. Unlike portfolio volatility, you cannot plan to try and control it. So, embrace it, and the opportunities it may present to you. YELLEN HINTS STRONGLY AT A RATE HIKE Thursday, Federal Reserve chair Janet Yellen...
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