How to File an Insurance Claim

Insurance is like a fire extinguisher. You sleep comfortably, knowing it’s there, but you hope you’ll never have to use it. If you do need it, however, it’s helpful to know what to do. For a claim under any insurance policy, step number one is to...

Minimize Teen Driver Insurance Costs

One of America’s great rites of passage – a teenager getting his or her driver’s license – also brings with it an increase in the cost of insurance for the family car(s). That increase can often be as much as double (or in some places, even...

Variable Universal Life – Insurance for the 21st Century

Many individuals view life insurance as a means of providing a financial “safety net” for loved ones after the family provider is gone. While correct, this view may be limited when one realizes that insurance companies work to continually enhance their...

What We Take for Granted

Daily family life means the mortgage gets paid … clothes and groceries are bought… and summer vacations are taken with family and friends. All this is part of what many of us take for granted every day of the week. However, there are two important...

Why You Need Life Insurance

Many people often ask “Who needs life insurance?” Another way to phrase the question might be “What can life insurance help me accomplish?” When viewed as a planning tool, life insurance can be used to help you achieve a variety of important...